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Community Leader
Senior Contributor
Posts: 4,336
Registered: ‎09-06-2008
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When does Navy Federal report?

How long does it take for new NFCU accounts to show up?  Do they report at the end of the month?

Latest scores: Walmart TU: 769. MyFICO TU: 769. DCU EQ: 755. MyFICO EQ: 780. PSECU EX: 756. MyFICO EX: 780.
Valued Contributor
Posts: 1,063
Registered: ‎05-26-2010

Re: When does Navy Federal report?

They report as of the statement date, and it usually takes a couple of days from that date to hit EX, one or two more to hit EQ and TU.  That may be skewed because I use their 3-burea monitoring which is based on EX.

 

My first statement took a bit longer but reported as of the statement date, no more than a week to show up.

BK7 Filed 8/11/2009 Discharged 11/23/2009. Purchased new home 4/11/2012
Starting Score:11/16/2009 EQ 566 11/16/2009 TU 538
Interim Score: 12/27/2012 EQ 683 09/17/2012 EX (lender) 670 1/01/2013 TU 701
Current Score: 11/06/2013 EQ 708 11/06/2013 EX 702 11/16/2013 702 11/06/2013 TU 729
Goal Score: EQ 740 EX 740 TU 740
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Community Leader
Senior Contributor
Posts: 4,336
Registered: ‎09-06-2008
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Re: When does Navy Federal report?

but how long did it take for that first statement to generate?

Latest scores: Walmart TU: 769. MyFICO TU: 769. DCU EQ: 755. MyFICO EQ: 780. PSECU EX: 756. MyFICO EX: 780.
Valued Contributor
Posts: 1,063
Registered: ‎05-26-2010
0

Re: When does Navy Federal report?

I remember it seemed to take forever, I was getting their secured card and the whole time from when they received my application to when they opened the savings and credit card account was two or three weeks, then perhaps one more week to get the card and see it report.

BK7 Filed 8/11/2009 Discharged 11/23/2009. Purchased new home 4/11/2012
Starting Score:11/16/2009 EQ 566 11/16/2009 TU 538
Interim Score: 12/27/2012 EQ 683 09/17/2012 EX (lender) 670 1/01/2013 TU 701
Current Score: 11/06/2013 EQ 708 11/06/2013 EX 702 11/16/2013 702 11/06/2013 TU 729
Goal Score: EQ 740 EX 740 TU 740
Take the FICO Fitness Challenge
Community Leader
Senior Contributor
Posts: 4,336
Registered: ‎09-06-2008
0

Re: When does Navy Federal report?

AWWW MAN!!!!   that sucks.  but what can you do, right!  LOL.  i'm just really impatient.  i want to know what the score impact will be.  thanks!

Latest scores: Walmart TU: 769. MyFICO TU: 769. DCU EQ: 755. MyFICO EQ: 780. PSECU EX: 756. MyFICO EX: 780.
Senior Contributor
Posts: 4,271
Registered: ‎05-01-2008
0

Re: When does Navy Federal report?

Hey laz...I was just approved yesterday, so I will keep an eye on this & let you know.

 

Just as a side note....Navy Fed ROCKS!!!!  Smiley Very Happy



Starting Score: 02/2015 TU 709 - EQ 676 - EX 729
Current Score: 02/2015 TU 709 - EQ 676 - EX 729
Goal Score: 850

Bury me in the garden...last app 12.19.14

Community Leader
Senior Contributor
Posts: 4,336
Registered: ‎09-06-2008
0

Re: When does Navy Federal report?

congrats!

Latest scores: Walmart TU: 769. MyFICO TU: 769. DCU EQ: 755. MyFICO EQ: 780. PSECU EX: 756. MyFICO EX: 780.
Frequent Contributor
Posts: 273
Registered: ‎06-30-2008
0

Re: When does Navy Federal report?

Bump ...  I would like to know  when they report  also

Community Leader
Senior Contributor
Posts: 4,336
Registered: ‎09-06-2008
0

Re: When does Navy Federal report?

they ended up reporting around the 10th.  so maybe 2 weeks for us.

Latest scores: Walmart TU: 769. MyFICO TU: 769. DCU EQ: 755. MyFICO EQ: 780. PSECU EX: 756. MyFICO EX: 780.
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