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@Anonymous wrote:
Does BOA prefer you to PIF monthly or carry a balance? My sister went unsecure about 6 months ago but is almost maxed out now. I told her to PIF then call BOA and ask for an increase. Is this wise? Is this what they want to see? She has no lates.
Hey Shnapple
This is a good plan. Have her PIF and then ask for a cli. BofA is very good with cli's.
I would also suggest she does a product change so she would have a better card. This will give her better advantages with lower apr's and cli's.
hope this helps and keep us updated
Great idea! Thanks!
@oracles wrote:
Hey Shnapple
This is a good plan. Have here PIF and then ask for a cli. BofA is very good with cli's.
I would also suggest she does a product change so she would have a better card. This will give her better advantages with lower apr's and cli's.
hope this helps and keep us updated
They look for good history. Always pay on time.
Always try to PIF, if not try to pay more than the minimum.
Use it so they know you can handle credit.
Did you call them upupup after 9 months.
I have read people getting it unsecured once they called.
YMMV
@oracles wrote:Did you call them upupup after 9 months.
I have read people getting it unsecured once they called.
YMMV