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@ac921ol wrote:
Is it dec 31st or 1 year account opening anniversary?
my understanding is 1 year of account opening.
@ac921ol wrote:
Is it dec 31st or 1 year account opening anniversary?
It goes by actual years, so ends with 2013 and takes a cycle to post. most people get theirs in Feb.
So it's at the end of 2013, (I'm going to message and confirm) I better apply for my chase business card so I can stack my UR points an start getting points for paying cellphones/internet and office supply.
also does anyone know about the UR points that have not posted to my account, but I have met the spend requirements? will those be included with the 7%?
I transferred points from my freedom to my CSP, in hopes that they give me a 7% dividened on those as well.
I answered your question in that other forum, but copy and pasted here for others:
It's calendar year, but not December 31st. It goes off your December statement date. Last year, I received my 7% dividend on my February 2013 statement and it was on all points earned from my December 2011 statement through December 2012. So in my case, I did not get the bonus points for purchases the posted on December 8th (my statement date) through December 31st; those will be included in next year's 7% dividend (which should post in February 2014).
If you plan to cancel or PC the CSP to avoid the AF after the first year, you should wait until January or February to apply. That way you get almost a full year to get the 7% dividend then cancel the card right as the AF is due. Applying in November/December is probably the worst time to apply for you don't plan to pay the AF.
@ac921ol wrote:I transferred points from my freedom to my CSP, in hopes that they give me a 7% dividened on those as well.
You are not supposed to get the 7% dividend on transferred points. Technically, you're not supposed to get the 7% on your sign-up bonus either, but many (including myself) have.