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Valued Contributor
red259
Posts: 2,118
Registered: ‎06-05-2013
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When does the age start for new cards

For CRAs when new cards start being reported what is the start date. For example, if I was approved online in may and receieved/activated the card in June, and the card company sent out the first report to the CRA on the 1st of July, when would my start date be for purposes of AAoA?


Starting Score: EQ: 714, TU 684
Current Score: EQ: 725 7/30/13, TU 684 6/2013, Exp 730 6/27/14
Goal Score: 800 In garden until 1/2015
Moderator
09Lexie
Posts: 26,585
Registered: ‎09-13-2012
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Re: When does the age start for new cards

I've had 2 cc's that were approved the last day of the month. Cc's received and activated about 7-10 days later. Both of them show as opened the month approved.
Mega Contributor
LS2982
Posts: 15,436
Registered: ‎04-09-2011
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Re: When does the age start for new cards


red259 wrote:

For CRAs when new cards start being reported what is the start date. For example, if I was approved online in may and receieved/activated the card in June, and the card company sent out the first report to the CRA on the 1st of July, when would my start date be for purposes of AAoA?


Depends on the Bureau. EX & EQ will report it starting on the 1st day of the month it was reported. TU reports it open on the exact day it was opened.




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