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Valued Contributor
Posts: 2,939
Registered: ‎06-05-2013
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When does the age start for new cards

For CRAs when new cards start being reported what is the start date. For example, if I was approved online in may and receieved/activated the card in June, and the card company sent out the first report to the CRA on the 1st of July, when would my start date be for purposes of AAoA?


Starting Score: EQ: 714, TU 684
Current Score: EQ: 725 7/30/13, TU 684 6/2013, Exp 730 6/27/14, Last App 1/3/15
Goal Score: 800 In garden until 4/2015
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Posts: 27,154
Registered: ‎09-13-2012
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Re: When does the age start for new cards

I've had 2 cc's that were approved the last day of the month. Cc's received and activated about 7-10 days later. Both of them show as opened the month approved.
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Posts: 15,442
Registered: ‎04-09-2011
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Re: When does the age start for new cards


red259 wrote:

For CRAs when new cards start being reported what is the start date. For example, if I was approved online in may and receieved/activated the card in June, and the card company sent out the first report to the CRA on the 1st of July, when would my start date be for purposes of AAoA?


Depends on the Bureau. EX & EQ will report it starting on the 1st day of the month it was reported. TU reports it open on the exact day it was opened.




Silver Spade Garden Club Member - Last App 12/16/13 - Looking for a clean slate NO INQ's / Diamond Inspired!
Starting Score:
EX (PLUS) 583 EQ FICO 565 TU FICO 590 3/15/2011 / Goal Scores: 720
Current Score: EX FICO (PSECU) 671 (myFICO) N/A / EQ FICO 679 / TU08 FICO 678 / TU VS 706 3/6/2014

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