When is a good time to ask PNC for a CLI?

Anonymous · ‎07-21-2017

I just recieved a PNC Points CC one month ago with an initial line of $2000. My score has already gone up over 20 points. When is it ok to ask for an increase? I think sometimes with PNC it's a hard pull.

CreditMagic7 · ‎07-21-2017

It's likely a HP upon request.

Just assume anytime that you're seeking a higher credit line that it's going to happen.

As for PNC there are a few members that have their cards but i'm not one of them so i couldn't possibly be of any advice to you on that.

Guyatthebeach · ‎07-21-2017

I got a PNC CashBuilder card back in December with a $3k limit. I was thinking about that too. I plan on letting it auto CLI.

Guyatthebeach

Anonymous · ‎07-21-2017

I have 2 Core Visas that I used for the 18 month BT offers, one from February & the other from June. I'm almost positive they'll be HPs for CLI, and they're known around these parts for being super conservative.

Anonymous · ‎07-22-2017

@Anonymous wrote:

I just recieved a PNC Points CC one month ago with an initial line of $2000. My score has already gone up over 20 points. When is it ok to ask for an increase? I think sometimes with PNC it's a hard pull.

I've had the Core Visa since September 2015 but have never requested a CLI. I did speak with an UWer during the approval process and she explained all CLIs are HPs. If it were me, I would wait 6 months before requesting one. Good luck!