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I know different lenders report at different times when it comes to new accounts. My question is more about what happens if you don't use the card when you first get it? Will the card not report until you do that first transaction or it will report no matter what even if its in your SD from approval? I know for a fact some lenders report the new account right away, but are there lenders that will not report it until there is some activity? If so who?
All of mine reported within 30 days of opening whether I used them or not. I have some sitting there unused since they day I applied but they are still reporting.
I haven't ran into any lender that holds reporting until a transaction is made. Everyone I've got in my wallet reports regardless of use...with Sync being one that reports even before you get the card.
@Loquat wrote:I haven't ran into any lender that holds reporting until a transaction is made. Everyone I've got in my wallet reports regardless of use...with Sync being one that reports even before you get the card.
I have heard that sometimes a company might not update if there there has been no recent activity. My Overstock card hasnt updated in a few months so i'm wondering if I need to charge something other than just making payments.