My Trans Union, Equifax and Experian are 610, 655 and 673 respectively. I have (1) charge off in dispute because the account was re-aged and should not be on my TU report per the SOL. Is it safe to apply? need a revolving acct to have a good mixture of credit?
Great Credit is Sexy EQ 793 / TU 791 / EX 773, 6/2017
If I were you, I would hold off applying until you get that "baddie" off your report and raise your FICO scores as high as possible to ensure you get a lower interest rate and a higher credit limit (unless you are desperate for another credit card right now, which would be a completely seperate issue you would want to address). Always 'work from a postion of strength instead of weakness' is my motto.