03-13-2013 01:43 PM
My goal cards and last card apps for awhile will be Chase Citi Discover and Amex. Wont app all at the same time but I can hardly wait to see the APPROVED word again!! What are the score requirements for these cards? I got denied for Discover a couple weeks ago. They closed my last account awhile ago. Since then I have had two collections fall off only one left PAID and I have some missed payments with discover and BofA from 2009. I have been looking around and see that scores have to be in the upper 600's to lower 700's.My utilization is also below 15% I am doing the PIF every month with only one credit card with a $1000 balance but 4.5K CL. Any advice is appreciated I dont want to apply if my chances of denial are high I just cant wait to get back on with some of the bigger credit card companies. Also, scores below are current.
03-13-2013 02:18 PM
03-13-2013 02:49 PM
Work on those baddies get your scores up close to 700 and im willing to bet you might get approved for all of them @ same time
03-13-2013 05:11 PM
depends which card you want from each bank...
from citi the simplicity is easy to get
chase id go for the freedom or slate
discover are a$$holes so avoid them lol
for these cards id say 670-680's
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