Badcreditguy wrote:
One I have since april the other since sept. Should I combine now so I can get another card? Or wait until a year?
Definitely wait till around the 1 year mark. As for calling beforehand for CLIs my personal opinion is that most people wind up with a larger CL at 1 year if they just let it auto increase instead. Make sure you use both cards regularly... they are pretty firm on not giving big CLIs past 2k if you don't use the card... that's how they make a lot of their money.
At 1 year if they will waive both AF's (if any), I would still ride it out and at that point call regularly for CLIs until both cards combined will hit 5k or over if combined. They are doing so many great changes that I think you'll have more options the longer you hold out.
EQ 787 EX 781 TU 737 11/17/07
*** I am not an attorney. If I was, I might not clip coupons. If you want legal advice, consult an attorney. If you want my personal opinion, feel free to consider my posts***