03-10-2011 09:31 AM
I've been frequenting this site more and more, you've all been extremely helpful. So here's my newest question.
My revolving account balance in Feb was more than 6k, when I pulled my TU score. I never pulled my EQ score. Working from Mint.com, my current debts are totaling 4500. Would it be worth it to pull my scores again now? Or should I wait unti the end of the month when all my accounts will post statements?
03-10-2011 09:34 AM
I'd wait until the end of the month when everything is updated. You could sign up for scorewatch for automatic weekly updates. If you do, do a search for fico discounts. You can usually find em for 25% off
03-10-2011 09:49 AM - edited 03-10-2011 10:45 AM
That's a good idea. Thanks for the suggestion.
I'm definitely curious to see if paying down 3 out of 4 cards made a difference in my score.
EDIT: I figured out what BML was- I applied for Bill Me Later for something.
03-11-2011 01:23 AM
Getting your utilization down helps. People tend to toy around with 1-9% for an optimal score.
Good luck! Repost what your scores are @ the end of the month!
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