Credit Cards

[kc12286]

I've been frequenting this site more and more, you've all been extremely helpful.  So here's my newest question.

My revolving account balance in Feb was more than 6k, when I pulled my TU score. I never pulled my EQ score.  Working from Mint.com, my current debts are totaling 4500. Would it be worth it to pull my scores again now? Or should I wait unti the end of the month when all my accounts will post statements?

[AtlantaWill30339]

I'd wait until the end of the month when everything is updated. You could sign up for scorewatch for automatic weekly updates. If you do, do a search for fico discounts. You can usually find em for 25% off

[kc12286]

That's a good idea. Thanks for the suggestion.

I'm definitely curious to see if paying down 3 out of 4 cards made a difference in my score.

EDIT: I figured out what BML was- I applied for Bill Me Later for something.

[AtlantaWill30339]

Getting your utilization down helps. People tend to toy around with 1-9% for an optimal score. 

Good luck! Repost what your scores are @ the end of the month!