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When should I pull my scores again?

Frequent Contributor

When should I pull my scores again?

I've been frequenting this site more and more, you've all been extremely helpful.  So here's my newest question.

 

My revolving account balance in Feb was more than 6k, when I pulled my TU score. I never pulled my EQ score.  Working from Mint.com, my current debts are totaling 4500. Would it be worth it to pull my scores again now? Or should I wait unti the end of the month when all my accounts will post statements?


In the Garden Club since: 07/05/2017


6/9/2008-TransUnion-703
6/9/2008-Equifax-712
6/9/2008 Experian-635

2/16/2011 Transunion - 675
3/11/2011 Equifax - 688
5/13/2011 Equifax - 704
5/28/2011 Equifax - 704
5/28/2011 Transunion - 724
Message 1 of 4
3 REPLIES
New Contributor

Re: When should I pull my scores again?

I'd wait until the end of the month when everything is updated. You could sign up for scorewatch for automatic weekly updates. If you do, do a search for fico discounts. You can usually find em for 25% off

Message 2 of 4
Frequent Contributor

Re: When should I pull my scores again?

That's a good idea. Thanks for the suggestion.

 

I'm definitely curious to see if paying down 3 out of 4 cards made a difference in my score.


EDIT: I figured out what BML was- I applied for Bill Me Later for something.


In the Garden Club since: 07/05/2017


6/9/2008-TransUnion-703
6/9/2008-Equifax-712
6/9/2008 Experian-635

2/16/2011 Transunion - 675
3/11/2011 Equifax - 688
5/13/2011 Equifax - 704
5/28/2011 Equifax - 704
5/28/2011 Transunion - 724
Message 3 of 4
New Contributor

Re: When should I pull my scores again?

Getting your utilization down helps. People tend to toy around with 1-9% for an optimal score. 

 

Good luck! Repost what your scores are @ the end of the month!

Message 4 of 4