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Regular Contributor
tylaw13
Posts: 173
Registered: ‎06-28-2012

When should i ask for CLI on Freedom?

When is a good time to ask for a CLI on my Chase Freedom Visa?? Should i wait until after my 3x CLI on my AMEX? or after 6 months? 1 year? At what point did you guys get a CLI on a Freedom card??

Thanks in advance!

EQ FICO - 725 (9/11/13) TU FICO - 724 (6/27/13) EX FICO (6/30/13) 755 AMEX
Im my wallet - Cap1 Platinum MC(2000) Chase Freedom(1500) AMEX BCE (7000) Discover IT (8000) CSP (15000) Cal Coast CU (8000)
Valued Contributor
RyVision
Posts: 1,346
Registered: ‎04-15-2011

Re: When should i ask for CLI on Freedom?

 

I'd say after you get what you can from the AMEX CLI request and it shows on your reports.  Being Chase will be an HP no matter what they say regarding the CLI request.  If you get the 3x with AMEX, once it shows, it will help Chase feel more comfortable with giving you a higher limit.    Also, 6 months (statements) with Chase might increase your chances at a better CLI as well. 

Established Contributor
Cadillac-XTS
Posts: 1,837
Registered: ‎08-20-2012

Re: When should i ask for CLI on Freedom?

+1

Established Contributor
bettercreditguy1
Posts: 744
Registered: ‎02-11-2012

Re: When should i ask for CLI on Freedom?

In addition to high usage, Chase likes to see payment history. All clis with them are hard pulls, so you want to be sure your reports are as clean as possible. Good luck.

Starting scores 01/02/2012 EQ 707(Fico) TU 733(Fico) EXP 735 (FAKO)
Updated scores 06/01/2014 EQ 797(Fico) TU 768(Fico) EXP 769 (Fico), EQ 849 (Next Gen 5/27/14 Penfed)


Remember the Three P's: Pay early in Full, Pay on Time, Patience
Contributor
RonDawg
Posts: 322
Registered: ‎10-19-2012

Re: When should i ask for CLI on Freedom?


tylaw13 wrote:

When is a good time to ask for a CLI on my Chase Freedom Visa?? Should i wait until after my 3x CLI on my AMEX? or after 6 months? 1 year? At what point did you guys get a CLI on a Freedom card??

Thanks in advance!


After 6 months and keep in mind in most cases it will be a hard inquiry. 

 

Before you ask you should check out this post

 

http://ficoforums.myfico.com/t5/Credit-Cards/Chase-CLI-Soft-Pull/td-p/1404894

AMEX Platinum, AMEX Blue cash (10k), AMEX Delta (10k), US Bank Premier Line (14.5k), US Bank Cash + (7.5k), Chase Freedom (5k), Fred Meyer Rewards Visa (7.5k), US Bank Flex Perks Travel Rewards (5k), Discover IT (9.5k), Chase Sapphire Preferred (8k), Alerus Financial Visa Signature issued by Elan (10k), BofA Cash Rewards (10k), Citi Thankyou Pref (6.5k) TU FICO Score = 807, EQ FICO Score = 780, EX FICO Score = 780,
CreditKarma score = 785, CreditSesame score = 773, Vantage = 903

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