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When should i ask for CLI on Freedom?

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tylaw13
Regular Contributor

When should i ask for CLI on Freedom?

When is a good time to ask for a CLI on my Chase Freedom Visa?? Should i wait until after my 3x CLI on my AMEX? or after 6 months? 1 year? At what point did you guys get a CLI on a Freedom card??

Thanks in advance!

EQ FICO - 725 (9/11/13) TU FICO - 724 (6/27/13) EX FICO (6/30/13) 755 AMEX
Im my wallet - Cap1 Platinum MC(2000) Chase Freedom(1500) AMEX BCE (7000) Discover IT (8000) CSP (15000) Cal Coast CU (8000)
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RyVision
Valued Contributor

Re: When should i ask for CLI on Freedom?

 

I'd say after you get what you can from the AMEX CLI request and it shows on your reports.  Being Chase will be an HP no matter what they say regarding the CLI request.  If you get the 3x with AMEX, once it shows, it will help Chase feel more comfortable with giving you a higher limit.    Also, 6 months (statements) with Chase might increase your chances at a better CLI as well. 


AKA 840flippedto480
Message 2 of 5
Cadillac-XTS
Established Contributor

Re: When should i ask for CLI on Freedom?

+1

Message 3 of 5
bettercreditguy1
Established Contributor

Re: When should i ask for CLI on Freedom?

In addition to high usage, Chase likes to see payment history. All clis with them are hard pulls, so you want to be sure your reports are as clean as possible. Good luck.

Updated scores 3/7/21 TU 849, EQ 829, Ex 818 (all Fico scores) Remember the Three P's: Pay early in Full, Pay on Time, Patience
Message 4 of 5
RonDawg
Contributor

Re: When should i ask for CLI on Freedom?


@tylaw13 wrote:

When is a good time to ask for a CLI on my Chase Freedom Visa?? Should i wait until after my 3x CLI on my AMEX? or after 6 months? 1 year? At what point did you guys get a CLI on a Freedom card??

Thanks in advance!


After 6 months and keep in mind in most cases it will be a hard inquiry. 

 

Before you ask you should check out this post

 

http://ficoforums.myfico.com/t5/Credit-Cards/Chase-CLI-Soft-Pull/td-p/1404894

AMEX Platinum, AMEX Blue cash (10k), AMEX Delta (10k), US Bank Premier Line (14.5k), US Bank Cash + (7.5k), Chase Freedom (5k), Fred Meyer Rewards Visa (7.5k), US Bank Flex Perks Travel Rewards (5k), Discover IT (9.5k), Chase Sapphire Preferred (8k), Alerus Financial Visa Signature issued by Elan (10k), BofA Cash Rewards (10k), Citi Thankyou Pref (6.5k) TU FICO Score = 807, EQ FICO Score = 780, EX FICO Score = 780,
CreditKarma score = 785, CreditSesame score = 773, Vantage = 903
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