Never had a mortgage before, still don't for that matter, but will hopefully have one in the next couple of months.
I currently have 3 credit cards, one major and two credit cards. The major has a limit of $5k and the other two are around $300 each.
How long should I wait until after I get a mortgage to start applying for credit cards?? I don't want to do it too soon or wait longer than I have to (so my history can start building up).
Thanks for any insight!
S