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When to apply second Credit Card

tag
webhopper
Moderator Emeritus

Re: When to apply second Credit Card

I think you should garden for 6 months
FICO 9:
Filed Chapter 13 on 6/1/2017 after job loss. Discharged 6/1/2022.

Goal: Gardening!


Message 11 of 16
Repo-ed
Senior Contributor

Re: When to apply second Credit Card

Try for the Zync at your 1 year mark.

5/2012: 560 credit scores across the board
12/2014: 750+
3/2017: 780+
11/2019: 833
2/2023: Experian via Chase United Explorer CC pull - 891
Message 12 of 16
LS2982
Mega Contributor

Re: When to apply second Credit Card

Congrats on the Discover approval!! What was your CL?



EQ FICO 548 3/3/16
Message 13 of 16
injustifiiable
Valued Contributor

Re: When to apply second Credit Card

What's your EQ FICO and your CL on your new Discover?

Scores 5/15/2016 (clean reports!): TU Walmart FICO: 696 | EQ FICO: 679 | EX AMEX FICO: 680

In my new wallet: American Express Green EMV: PSL $2000 | BankAmericard Cash Rewards Visa EMV: $2500 | Citi AAdvantage Platinum Select World MasterCard: $6400 | Barclaycard Arrival World MasterCard: $1000 | Discover IT: $2500 | Amazon Rewards Visa Signature: $1500 | Chase Freedom: $1500 | Capital One QuicksilverOne MasterCard: $2100 | Target: $2800 | J.Crew $21,550 | Marvel (Captain America) MasterCard: $6000
Message 14 of 16
Wolf3
Senior Contributor

Re: When to apply second Credit Card


@Pardeep wrote:

Thanks Friends for your support. My Discouver card got approved with decent CL.

 

Any suggestion when should I apply for next card ?

 


Wait 6 months for a major card.   

 

If you want a store card, no need to wait.  If you are a regular customer and expect to be for a long time, store cards are great for discounts and rewards and over time you can end with some very long history.     

Message 15 of 16
Anonymous
Not applicable

Re: When to apply second Credit Card

Thanks Friends..

 

I have applied for Old navy Card yesterday and approved with CL $2000

 

So Now I have CapOne 750 (8 month) , Discover 1500 , Old Navy 2000. I think this will give very good credit history in next 4-6 months. Anways I have applied for Cap1 Cash Back card and denied, Citi Bank Visa which is under review.

 

 

Message 16 of 16
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