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When to ask for a CLI

Frequent Contributor

When to ask for a CLI

I have 2 Chase accounts that have been opened for years, but recently ive had higher balances on them.

 

Once I get these paid down, which should be the next month or so...how soon after should I ask for a CLI?

 

Scores are hovering 680-700..but I know I would get denied as my balances are too close to the limits...but should I pay them down and wait a month? Or can I do it sooner?

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Super Contributor

Re: When to ask for a CLI

IMO after they report the changes on your CR

Before you app think...
Have you done your research of the CC?
Does it fit your spending?
Do you have a plan for the bonus w/o going into debt?
Can you afford the AF?
Do you know the cards benefits? Is it worth the HP?
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