03-14-2013 04:37 PM
I have 2 Chase accounts that have been opened for years, but recently ive had higher balances on them.
Once I get these paid down, which should be the next month or so...how soon after should I ask for a CLI?
Scores are hovering 680-700..but I know I would get denied as my balances are too close to the limits...but should I pay them down and wait a month? Or can I do it sooner?
03-14-2013 04:42 PM
IMO after they report the changes on your CR
myFICO is the consumer division of FICO. Since its introduction 20 years ago, the FICO® Score has become a global standard for measuring credit risk in the banking, mortgage, credit card, auto and retail industries. 90 of the top 100 largest U.S. financial institutions use the FICO Score to make consumer credit decisions.>> About myFICO