03-12-2013 12:56 AM
Macys $1500 1 year
BrandSource/ Citi $2000 6 months
Kohls $500 3.5 years
Orchard Bank $300 3 years 59 annual fee
best buy reward zone mastercard $500 1.5 years 59 annual fee
Yeah I have banked with them for 7 years and I kept receiving "pre-qualified" offers so i finally just bit the bullet and they approved me for $4000. I was thinking it was somehting I could build on my path to better and I was too scared to apply for better lol.
I also just got the Wells Fargo cash back. For 6 months you get 3% rewards and 0%APR, so most all expenses are going through that card now.
On the Orchard and Best Buy, call them when the AF is due and try to negoiate a waiver or reducton of AF before closing it. Or on the other hand, You may get a better card for either Orchard or BB as both are transisitoning to new banks, so waiting might be worth it.
03-12-2013 05:17 AM
03-12-2013 05:26 AM