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When to close HSBC/CapitalOne?

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gettingstarted
Regular Contributor

When to close HSBC/CapitalOne?

I recently got a few nice prime cards from USAA World MC 9K, Discover 6K, Chase MWR MC 3K, and a CLI with Chase Star Card from $500 to 5K. I had a charge off with CapitalOne 4yrs ago and its not reporting on my CR any longer after a PFD but with HSBC switching to CapitalOne I dont want that old CO to come back to bite in the behind so any advice will be helpful. BTW all new card should hit my CR around the 20th of this month.

Chase Military Star MasterCard(5K) Chase MWR MASTERCARD(3K) Discover More Card(6K) USAA World MasterCard(9K) Military StarCard(3K) USAA Platinum Visa (10.5K)

MY FICO SCORES MAY 20TH 2012: EQ 738 TU 747 EX PLUS SCORE 761
In Garden Mode Until May 15th 2013

Soldier Medic
Message 1 of 4
3 REPLIES 3
Repo-ed
Senior Contributor

Re: When to close HSBC/CapitalOne?

Close them both now, IMHO.

5/2012: 560 credit scores across the board
12/2014: 750+
3/2017: 780+
11/2019: 833
2/2023: Experian via Chase United Explorer CC pull - 891
Message 2 of 4
gettingstarted
Regular Contributor

Re: When to close HSBC/CapitalOne?

I shall do just that thanks for the advice

Chase Military Star MasterCard(5K) Chase MWR MASTERCARD(3K) Discover More Card(6K) USAA World MasterCard(9K) Military StarCard(3K) USAA Platinum Visa (10.5K)

MY FICO SCORES MAY 20TH 2012: EQ 738 TU 747 EX PLUS SCORE 761
In Garden Mode Until May 15th 2013

Soldier Medic
Message 3 of 4
gettingstarted
Regular Contributor

Re: When to close HSBC/CapitalOne?

Well a quick update my brief dance with the devil that is CapitalOne is over closed my HSBC\CapitalOne re-builder card just a few moments ago

Chase Military Star MasterCard(5K) Chase MWR MASTERCARD(3K) Discover More Card(6K) USAA World MasterCard(9K) Military StarCard(3K) USAA Platinum Visa (10.5K)

MY FICO SCORES MAY 20TH 2012: EQ 738 TU 747 EX PLUS SCORE 761
In Garden Mode Until May 15th 2013

Soldier Medic
Message 4 of 4
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