You shouldn't have to pay if they haven't posted a statement yet. I've heard of an awful lot of abusive practices, but I don't think they can do that (yet.)
I doubt seriously that there was a July 10th statement, so your first statement should be August 10th, with payment due on September 5th or so. Then you'll have a September 10th statement, with its due date on October 5th, and on it goes.
Remember that the statement comes first, and the due date follows it, as it is the deadline that you have to make at least the minimum payment on the statement. Then the
next statement posts, showing any new charges plus whatever you didn't pay off from the previous statement, plus any interest, and
its due date will follow 25 days after that.
People always get tangled up and think that the due date comes first and then the statement, but that's because that grace period pushes the due date up so close to the next statement date.
Keep checking online to be sure. It gets confusing if you pay at odd times or after the statement, because it might keep saying that your minimum payment is $10, when you already paid it in full. If you look hard enough, you should see something about "Please disregard if payment has already been made."
* Credit is a wonderful servant, but a terrible master. * Who's the boss --you or your credit?
FICO's: EQ 781 - TU 793 - EX 779 (from PSECU) - Done credit hunting; having fun with credit gardening. - EQ 590 on 5/14/2007