On both Citi (CL 2500 - Bal 555.19) and Citgo (CL 750 - Bal 35), I haven't received my first statement yet - should I PIF before the statement or should I leave a balance (small one!) to 'report'? Or should I wait for the statement to generate and then pay?
Paying now makes more sense because then I will not have 2 months of charges showing on the next statement date (gosh, I'm confused!)
