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I have had my macys card about 6+ months now and I am still suck at my $300, is it time to request an increase? Shold I wait? If I pull the tigger is it a hard inquiry? And who do they pull?
You can ask for cli. They will give it to you. Normally it is soft. My card started with $100 CL 3 years ago and now it it is $6700 Cl. I used to call every 3 months and ask for cli.
With the new Credit Card laws it will be a hard pull. I asked for a CLI in February and it was a hard pull.
The CSR told me it was going to be a soft pull but when I checked my EX report it was a hard. Sometime to be aware of when asking for a CLI.
Hope this helps.