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Established Contributor
Posts: 619
Registered: ‎06-18-2007
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When will Navy Federal have another 0% Balance Transfer offer?

I remember that someone got a message from them saying it would be "very soon," but this was back in early or mid-summer.  Does anyone know when they will do this again?  I think they do it several times per year, and the last offer was in February.

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Too many accounts; too many debts; lots of open credit, and lots of utilized credit. Scores somewhere in the 600s - I have no earthly idea exactly what number, but not 700 like it was, briefly.
Community Leader
Senior Contributor
Posts: 4,336
Registered: ‎09-06-2008
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Re: When will Navy Federal have another 0% Balance Transfer offer?

I thought they only did it twice a year, but I'm fairly new to Navy Federal, so I'm not exactly the best source of information.  I didn't realize it had been that long since the last promo!  I thought it WAS in the summer.  Maybe after Christmas?

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Contributor
Posts: 83
Registered: ‎06-13-2012
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Re: When will Navy Federal have another 0% Balance Transfer offer?

It's usually available early in the New Year.  As soon as you see it available do your transfer business quickly.  I procrastinated last time and received a message that the program had ended, bummer.  The very next day NFCU pulled the BT promo from the main web page.  Smiley Sad

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Senior Contributor
Posts: 3,322
Registered: ‎05-05-2011
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Re: When will Navy Federal have another 0% Balance Transfer offer?

Yeah, I'm hoping to BT when they offer it again. Does anyone know how long the interest is usually deferred? is it a year? or longer?

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Edits, funky spacing and spelling due to my iPad not getting along with the forum editor!

Frequent Contributor
Posts: 498
Registered: ‎01-29-2009
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Re: When will Navy Federal have another 0% Balance Transfer offer?

[ Edited ]

Its generally a year. I did not realize they had one during the summer. I am hoping for one here soon. I know they had one last november/december.   I had transferred a balance off of my navy card a bit early and my timing was perfect allowing me to transfer it right back and get another year at 0%  Which i hope to be doing again this year. If nothing else Psecu has 2.9 for year.


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Established Contributor
Posts: 619
Registered: ‎06-18-2007
0

Re: When will Navy Federal have another 0% Balance Transfer offer?

Can anyone confirm that they had an offer during the summer?  Either I missed it or I didn't need at at the time and didn't pay attention, and then forgot. 

 

Anyway, knowing that they usually do it after the new year gives me some hope.  I freed up my entire balance on my larger card with them and I'm waiting for them to offer this again because I'm paying off a pile of debt slowly, and some of my debts are at 0% now, but those deals expire either in December or in the early part of next year, or spring (some of them not until fall 2013.)  Yes, I have a lot of debt on a lot of cards.  It's a long process to pay it off, but I have staggered everything at 0% or very low interest and that makes it infinitely easier to pay down.

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Too many accounts; too many debts; lots of open credit, and lots of utilized credit. Scores somewhere in the 600s - I have no earthly idea exactly what number, but not 700 like it was, briefly.
Super Contributor
Posts: 6,672
Registered: ‎04-07-2008
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Re: When will Navy Federal have another 0% Balance Transfer offer?

AS per the CSR I spoke to sometime ago, they generally do it 2-3 times a year. They are targeted offers too.




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Registered: ‎10-02-2012
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Re: When will Navy Federal have another 0% Balance Transfer offer?

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Super Contributor
Posts: 6,672
Registered: ‎04-07-2008
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Re: When will Navy Federal have another 0% Balance Transfer offer?

[ Edited ]

(Mod Cut)

Hmm violation of TOS?




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Posts: 4,875
Registered: ‎11-02-2010
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Re: When will Navy Federal have another 0% Balance Transfer offer?


CS800 wrote:

(Mod Cut)

Hmm violation of TOS?


 

Yes. Done.

 


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