Credit Cards

[ChesterPDexter]

I remember that someone got a message from them saying it would be "very soon," but this was back in early or mid-summer.  Does anyone know when they will do this again?  I think they do it several times per year, and the last offer was in February.

[laz98]

I thought they only did it twice a year, but I'm fairly new to Navy Federal, so I'm not exactly the best source of information.  I didn't realize it had been that long since the last promo!  I thought it WAS in the summer.  Maybe after Christmas?

[Voodard]

It's usually available early in the New Year.  As soon as you see it available do your transfer business quickly.  I procrastinated last time and received a message that the program had ended, bummer.  The very next day NFCU pulled the BT promo from the main web page. 

[bichonmom]

Yeah, I'm hoping to BT when they offer it again. Does anyone know how long the interest is usually deferred? is it a year? or longer?

[Woolfman]

Its generally a year. I did not realize they had one during the summer. I am hoping for one here soon. I know they had one last november/december.   I had transferred a balance off of my navy card a bit early and my timing was perfect allowing me to transfer it right back and get another year at 0%  Which i hope to be doing again this year. If nothing else Psecu has 2.9 for year.

[ChesterPDexter]

Can anyone confirm that they had an offer during the summer?  Either I missed it or I didn't need at at the time and didn't pay attention, and then forgot. 

Anyway, knowing that they usually do it after the new year gives me some hope.  I freed up my entire balance on my larger card with them and I'm waiting for them to offer this again because I'm paying off a pile of debt slowly, and some of my debts are at 0% now, but those deals expire either in December or in the early part of next year, or spring (some of them not until fall 2013.)  Yes, I have a lot of debt on a lot of cards.  It's a long process to pay it off, but I have staggered everything at 0% or very low interest and that makes it infinitely easier to pay down.

[CS800]

AS per the CSR I spoke to sometime ago, they generally do it 2-3 times a year. They are targeted offers too.

[NavyFederal]

(Mod cut) This message has been removed. As per the Terms of Service, the following is not allowed:

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[CS800]

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(Mod Cut)

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Hmm violation of TOS?

[tinuviel]

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CS800 wrote:

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(Mod Cut)

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Hmm violation of TOS?

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Yes. Done.