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10-01-2012 03:44 PM
I remember that someone got a message from them saying it would be "very soon," but this was back in early or mid-summer. Does anyone know when they will do this again? I think they do it several times per year, and the last offer was in February.
10-01-2012 07:48 PM
I thought they only did it twice a year, but I'm fairly new to Navy Federal, so I'm not exactly the best source of information. I didn't realize it had been that long since the last promo! I thought it WAS in the summer. Maybe after Christmas?
10-01-2012 08:07 PM
It's usually available early in the New Year. As soon as you see it available do your transfer business quickly. I procrastinated last time and received a message that the program had ended, bummer. The very next day NFCU pulled the BT promo from the main web page.
10-01-2012 08:52 PM
Yeah, I'm hoping to BT when they offer it again. Does anyone know how long the interest is usually deferred? is it a year? or longer?
10-02-2012 04:12 AM - edited 10-02-2012 04:13 AM
Its generally a year. I did not realize they had one during the summer. I am hoping for one here soon. I know they had one last november/december. I had transferred a balance off of my navy card a bit early and my timing was perfect allowing me to transfer it right back and get another year at 0% Which i hope to be doing again this year. If nothing else Psecu has 2.9 for year.
10-02-2012 05:51 AM
Can anyone confirm that they had an offer during the summer? Either I missed it or I didn't need at at the time and didn't pay attention, and then forgot.
Anyway, knowing that they usually do it after the new year gives me some hope. I freed up my entire balance on my larger card with them and I'm waiting for them to offer this again because I'm paying off a pile of debt slowly, and some of my debts are at 0% now, but those deals expire either in December or in the early part of next year, or spring (some of them not until fall 2013.) Yes, I have a lot of debt on a lot of cards. It's a long process to pay it off, but I have staggered everything at 0% or very low interest and that makes it infinitely easier to pay down.
10-02-2012 10:14 AM - last edited on 10-02-2012 10:25 AM by tinuviel
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10-02-2012 10:26 AM
Hmm violation of TOS?
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