Thanks for asking because I was beginning to wonder when mine would report too. I opened mine on May 1st and my first statement cut and is due on 6/14 so I was wondering would it report after that or before. The standard seems to be it will report after. I'm just curious to how much more after.
Question though? When it does finally report, it will show my card was opened on May 1st, right? Let's say it finally reports on July 1st. Will I get "credit" for 2 months of a credit line or will the clock start the first time it reports?
@ohnomyfigo wrote:Amex usually takes a few months to show up on your reports. As for apping for another card, go right ahead. Amex knows whats going on in regards to your acconts with them internally—they don't need to check your reports to see that you have other cards open with them. Also I've gotten three Amex cards withing the last 4 months, denials as well as approvals were only a soft pull for me after getting approved for my first card with them, which of course was a hard pull.
Thanks for the data point. I was referring to applying for a credit card with a different company, not AmEx.
In that case, the cc company would need to pull my report and would see that AmEx pulled my credit, but would not see the new account (because it hasn't reported yet)... Would this lead them to believe AmEx denied me? And would this false belief lead them to give me a lower SL or decline me as well?
Cheers!
@VipreArmed wrote:Thanks for asking because I was beginning to wonder when mine would report too. I opened mine on May 1st and my first statement cut and is due on 6/14 so I was wondering would it report after that or before. The standard seems to be it will report after. I'm just curious to how much more after.
Question though? When it does finally report, it will show my card was opened on May 1st, right? Let's say it finally reports on July 1st. Will I get "credit" for 2 months of a credit line or will the clock start the first time it reports?
Update: my AmEx has now shown up on my credit reports as of this morning.
@Anonymous answer your question @VipreArmed, it will in fact show an opening date of May 1st, not the date it reported.
Mine just reported today and is showing an opening date of March 1st.
Cheers!
@Cashbackjunky wrote:
@Anonymous answer your question @VipreArmed, it will in fact show an opening date of May 1st, not the date it reported.
Mine just reported today and is showing an opening date of March 1st.
Cheers!
Awesome. I went on an app spree last month and I thought my AAoA was going to take a severe dip but it hasn't been as bad as I thought. The little extra time it takes to report will help a little.
Thanks again.
Maybe if I'm lucky they'll wait another month to report mine 😀
@Cashbackjunky wrote:
@VipreArmed wrote:Thanks for asking because I was beginning to wonder when mine would report too. I opened mine on May 1st and my first statement cut and is due on 6/14 so I was wondering would it report after that or before. The standard seems to be it will report after. I'm just curious to how much more after.
Question though? When it does finally report, it will show my card was opened on May 1st, right? Let's say it finally reports on July 1st. Will I get "credit" for 2 months of a credit line or will the clock start the first time it reports?
Update: my AmEx has now shown up on my credit reports as of this morning.
@Anonymous answer your question @VipreArmed, it will in fact show an opening date of May 1st, not the date it reported.
Mine just reported today and is showing an opening date of March 1st.
Cheers!
Thanks for both the great questions, and taking the time to update!(I love when OPs do that, it's truly a service to the board!)
I had asked multiple times what date counts for the age, specifically with my AMEX, so your definitive answer really helps out(and was the one I was hoping for as well! 
). I just received mine, and have already been wondering when it will report(though I dont have any odd cause to yet, like you did), and at least now this thread has helped me learn it may take awhile, so I can dial back my expectations some and soften the blow. I'm truly grateful to have this information to prvent me from getting worked up in the George Costanza manner I often do.
Congrats on the approval, CaptainJ! I would definitely not expect it to show up anytime soon.... "In the George Costanza manner" bahaha! You just made me literally laugh out loud (llol)!!
Cheers!
Cheers!