So including the Chase, and counting the remaining Cap One balance, your util is now $1900 / $10,050, or 19%. Before it was $4000/ $10,050, or 40%, so this should help. You might still have a ding for having one maxed-out card.
As soon as the Cap One is knocked off, you'll be in great shape. Congratulations on nearly taming the util beast!
* Credit is a wonderful servant, but a terrible master. * Who's the boss --you or your credit?
FICO's: EQ 781 - TU 793 - EX 779 (from PSECU) - Done credit hunting; having fun with credit gardening. - EQ 590 on 5/14/2007