05-04-2009 11:14 AM
05-04-2009 11:22 AM
First, your credit card companies have to actually send the new information to the credit bureaus. This will often happen some time after the statement cuts, for some companies it's the last day of the month (HSBC, US Bank), for others in the middle (WF). Amex takes two months to report. Some companies forget to report if you don't have a a balance. Plus, Transunion is the slowest to update.
Taken together, it might still take a while.
05-04-2009 08:36 PM
05-05-2009 05:55 AM
For me, Equifax is always lagging behind the other two, so it does vary.
Be patient, OP!