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When would my new card who doesn't have a statement yet report?

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tbone74
Regular Contributor

When would my new card who doesn't have a statement yet report?

I received my new Barklays Carnival MC in March.  From the looks of it, my first due date will be on May 5th.  Can I expect my balance to be reported to the CRA's in April....or not until May?


Starting Score: TU04: 603 EQ: 613
Current Score: TU04: 667/EQ: 670/ EXP(LO Pull): 676
Goal Score: 710


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Message 1 of 7
6 REPLIES 6
Wolf3
Senior Contributor

Re: When would my new card who doesn't have a statement yet report?

There is a lot of variabilty on reporting.   Most report after statement closes, hence April.   Some report at end of month, hence May 1st or so?

Message 2 of 7
MarineVietVet
Moderator Emeritus

Re: When would my new card who doesn't have a statement yet report?

 


@tbone74 wrote:

I received my new Barklays Carnival MC in March.  From the looks of it, my first due date will be on May 5th.  Can I expect my balance to be reported to the CRA's in April....or not until May?


 

To be sure just call them and ask.

 

Message 3 of 7
smallfry
Senior Contributor

Re: When would my new card who doesn't have a statement yet report?

They report off the statement date not your payment due date. I had this card once and it reported fairly promptly. Expect Experian first then TU then EQ. All this of course is subject to wind conditions with the exception of Experian reporting first. That you can count on.

Message 4 of 7
tbone74
Regular Contributor

Re: When would my new card who doesn't have a statement yet report?

 


@MarineVietVet wrote:

 


@tbone74 wrote:

I received my new Barklays Carnival MC in March.  From the looks of it, my first due date will be on May 5th.  Can I expect my balance to be reported to the CRA's in April....or not until May?


 

To be sure just call them and ask.

 


LOL....I did, that was a journey in itself! I'm going to call the corporate number today. 

 

 


Starting Score: TU04: 603 EQ: 613
Current Score: TU04: 667/EQ: 670/ EXP(LO Pull): 676
Goal Score: 710


Take the FICO Fitness Challenge
Message 5 of 7
tbone74
Regular Contributor

Re: When would my new card who doesn't have a statement yet report?

I just called the corporate number and received the following....aghhhh!

 

My billing cycle ends on the 6th....therefore begins on the 7th of each month.

 

The representative tells me she 'thinks' it'll report around the 8th??????

 

I'm thinking the reporting date would be the 6th.....any other input from you experienced folks out there Smiley Wink


Starting Score: TU04: 603 EQ: 613
Current Score: TU04: 667/EQ: 670/ EXP(LO Pull): 676
Goal Score: 710


Take the FICO Fitness Challenge
Message 6 of 7
Uborrow-Upay
Valued Contributor

Re: When would my new card who doesn't have a statement yet report?

What the rep meant was that the statement closes on the sixth..that info (status as of the 6th) is reported to the CRAs on the 8th.

 

(Gotta give the computers a little time to do their work...Smiley Happy)

Message 7 of 7
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