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Can someone tell me where you can locate, when signing in online to your account, if they charge you to use your cc out of the US when traveling?
I'm trying to find out about:
Amex Blue Sky
Bank of America (NCL card)
Walmart Mastercard (use to be their Discover card)
Discover It
You got a printed credit card agreement with each card. That will have a summary pricing page, and on that summary pricing page, if there is a Foreign Transaction Fee section, it will tell you. You can also search online or go to the credit card marketing website to see this same summary of terms and conditions.
AMEX Blue Sky: 2.7% FTF
BofA - Not sure, but unless it is the Travel card, likely 3%
Walmart, if it is a Discover card, might not, but you'd have to check the terms.
Discover IT, no FTF, however the acceptance overseas is perhaps not a good as MasterCard, VISA, or AMEX.
@NRB525 wrote:You got a printed credit card agreement with each card. That will have a summary pricing page, and on that summary pricing page, if there is a Foreign Transaction Fee section, it will tell you. You can also search online or go to the credit card marketing website to see this same summary of terms and conditions.
AMEX Blue Sky: 2.7% FTF
BofA - Not sure, but unless it is the Travel card, likely 3%
Walmart, if it is a Discover card, might not, but you'd have to check the terms.
Discover IT, no FTF, however the acceptance overseas is perhaps not a good as MasterCard, VISA, or AMEX.
I don't think I have any of that anymore which is why I was asking where to find it online. I was logging into my accounts trying to find it and couldn't. I was hoping it would be on there somewhere.
@OmarGB9 wrote:
just google your card's terms and conditions.
So it's the same terms and conditions for everyone on the cards? I guess I didn't realize that. Thanks for the info.
@audia4 wrote:
@OmarGB9 wrote:
just google your card's terms and conditions.So it's the same terms and conditions for everyone on the cards? I guess I didn't realize that. Thanks for the info.
Ooooh, new task for those who keep calling to get the APR reduced! Now see if you can get a reduction in the FTF......
@audia4 wrote:Can someone tell me where you can locate, when signing in online to your account, if they charge you to use your cc out of the US when traveling?
I'm trying to find out about:
Amex Blue Sky
Bank of America (NCL card)
Walmart Mastercard (use to be their Discover card)
Discover It
The Discover It has no FTF.
Amex Blue Sky 2.7% FTF
Walmart MC 3% FTF
Bank of America 3% FTF NCL is Nowegian Cruise Lines?
I just Googled it
Bear in mind that with Discover outside the US you probably won't find a Discover sticker per se, but you need to know which other processing networks they have a co-processing arrangement with: http://www.discovernetwork.com/card-network/acceptance.html