Thanks for the advice, guys. I was pretty much planning on waiting at least 6 months on any new credit card, hopefully an AmEx Blue, but was considering the store card route and Wal-Mart was the one I was leaning towards. I like that they give you your TU score...pretty good benefit there. I may still go that way. I apped for a Wal-Mart card 6 months ago and was denied. I didn't have any cc's and there was an unpaid collection still lurking that I thought had already fallen off.
Oh and one follow up question, albeit unrelated to my original. I've seen on some posts in the forum people referring to the Wal-Mart card giving you your "TU08" score and other references to other cards or services giving you your TU-some other number..what is this referring to?
2/22/13: TU-716, EX-702, 4/24: EQ-749
2/20/14: TU-695, EQ-671
Goal: mid-700's
