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Regular Contributor
Posts: 239
Registered: ‎08-30-2007
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Where to pre apply for a credit card without a hard pull?

   Are there any ccc with websites that will allow you to see if you'd be approved without a hard pull?

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Established Contributor
Posts: 648
Registered: ‎02-04-2008
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Re: Where to pre apply for a credit card without a hard pull?

Try searching preapproval link. There are a ton listed through out the forums.

I know BoA has one, Amex and Wamu. A few others if you search on this site. Hope this helps!
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Posts: 6,794
Registered: ‎09-29-2007
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Re: Where to pre apply for a credit card without a hard pull?



miahmarie wrote:
Try searching preapproval link. There are a ton listed through out the forums.

I know BoA has one, Amex and Wamu. A few others if you search on this site. Hope this helps!

BoA, HSBC, Capital One, Amex (probably not reliable).
 
WaMu's is now only for current WaMu accountholders.
 
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Established Contributor
Posts: 648
Registered: ‎02-04-2008
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Re: Where to pre apply for a credit card without a hard pull?

Oh wow, I didn't know that about WAMU. Yikes! Oh well, I only keep them for the PFICO. Otherwise they would be yesterday's trash.
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Posts: 6,794
Registered: ‎09-29-2007
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Re: Where to pre apply for a credit card without a hard pull?

Just wanted to clarify for RichRaven:
 
The CCCs we have mentioned have preapproval sites where you can enter your information and see what cards you may be preapproved or prequalified for.  I just noticed that the subject line of your thread says "Where to apply for a credit card without a hard pull."  You cannot apply for any credit card without a hard pull (with the exception of Crown Jewelers, but you don't want that because I know you already have positive accounts reporting).
 
Keep in mind that even if you have a preapproval, an approval is not guaranteed.  It is still entirely possible to be declined even after you get a preapproval from one of these CCCs.  Also, even if you have a preapproval, they will still pull a hard inquiry when you actually apply.
 
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