cancel
Showing results for 
Search instead for 
Did you mean: 

Where to sign up for discover double cash back?

tag
Luscher
Valued Contributor

Re: Where to sign up for discover double cash back?

Don't forget to ask if you have any promo rates available. I got 0% apr for 12 months. If you just opened your account you probably already have this but for everybody else it is worth a shot
CHASE FREEDOM | AMEX BCE | | BOFA REWARDS | CITI TYP | Quicksilver | DISCOVER IT | Sallie Mae | CHASE CSP
--------$32,000-------------$30,000-----------$30,000-----------$30,000-----$13,000---------$18,200----------$15,000---------$6,500----

FICO - TU: 780 EX: 784 EQ: 781
Message 11 of 17
AzaleaB
Established Contributor

Re: Where to sign up for discover double cash back?

Chat or call - either one works just fine.


Starting Score: EX:570, 8/2011
Current
Scores(8/30/18):
EX08:850; EQ08:850,
TU08:847
Inqs(12 mo): EX/0, EQ/0, TU/0
Goal Scores: 800+
My Cards: BoA Rewards: 30K, Discover IT: 50K, Arrival : 13.3K, CDP: 30.1K, Amex PRG, Amex ED: 22.5K, Amex BCP: 20K, FU: 21K, CSR: 35K, Amazon Store: 20K, Macys:10K, Diners Club:40K
Message 12 of 17
Themanwhocan
Senior Contributor

Re: Where to sign up for discover double cash back?


@Luscher wrote:
Don't forget to ask if you have any promo rates available. I got 0% apr for 12 months. If you just opened your account you probably already have this but for everybody else it is worth a shot

Ask for a permanent reduction in your purchase APR. You can ask every 6 months.





TU-8: 804 EX-8: 805 EQ-8: 788 EX-98: 767 EQ-04: 752    
TU-9 Bankcard: 837 EQ-9: 823 EX-9 Bankcard: 837
Total $443,800
Message 13 of 17
Luscher
Valued Contributor

Re: Where to sign up for discover double cash back?

I did. got it down to 13.24% from 14.24%

 

So 0% for 12 months and then 13.24%

 

Edit: Just did it on my AMEX too and am now at 12% apr. YES!

CHASE FREEDOM | AMEX BCE | | BOFA REWARDS | CITI TYP | Quicksilver | DISCOVER IT | Sallie Mae | CHASE CSP
--------$32,000-------------$30,000-----------$30,000-----------$30,000-----$13,000---------$18,200----------$15,000---------$6,500----

FICO - TU: 780 EX: 784 EQ: 781
Message 14 of 17
core
Valued Contributor

Re: Where to sign up for discover double cash back?


@Anonymous wrote:

Chat worked great. Instant response. Smiley Very Happy


Waiting on a slow 25wpm typer isn't what I call instant.  Especially when they start asking how your day is going.  Sending a secure mail takes literally 15 seconds.  Just a quick note like so: "Give me that double cash back promo, please.  And you guys better pay up next year or I'll be visiting in an armored truck.  Thanks."

Message 15 of 17
Anonymous
Not applicable

Re: Where to sign up for discover double cash back?

I was on my phone sitting on my front porch posting on the forum asking about double cash. I went in, booted up my computer, made a drink, did that chat, and went back outside again and posted on the forum again within a span of 9 minutes. I would say that was pretty darn quick. I am not that impatient where i cant wait 5 seconds for them to do the cut and paste responses lol
Message 16 of 17
EW800
Valued Contributor

Re: Where to sign up for discover double cash back?


@Luscher wrote:
Don't forget to ask if you have any promo rates available. I got 0% apr for 12 months. If you just opened your account you probably already have this but for everybody else it is worth a shot

I agree!  Everyone asking for the Double Cash Back promo should ask about any other promo's that are available.  I was given 0% for 12 months as well.

 

Year 2012: All Scores in the 520 range, during a foreclosure, CC Settlement and high UTIL. Very ugly days...
April 2024: EX8: 839; EQ8: 845; TU8: 842 -- Middle Mortgage Score: 822
In My Wallet: Discover $73.7K; Cap1 Venture $51.7K; Amex ED $38K; Amex Optima $2.5K; Amex Delta Gold $18K; Citi Costco $24.5K; Cap1 Plat $8.4K; Barclay $7K; Chase Amazon $6K; BoA Plat $21.6K; Citi TY Pref $22K; US Bank $4K; Dell $5K; Care Credit $6.5K. Total Revolving CL: $300K+
My UTIL: Less than 1% - Only allow about $20 a month to report, on one account. .
Message 17 of 17
Advertiser Disclosure: The offers that appear on this site are from third party advertisers from whom FICO receives compensation.