I got a hardpull last year from opening a checking account in a town I was working in for only six months. UGH! Ive since been transferred back to my home area and closed the account. I sent them a very nice letter and asked them if they would remove the hard but they said they cant. Double UGH!
Some HP some don't ask them to be safe
Before you app think... Have you done your research of the CC? Does it fit your spending? Do you have a plan for the bonus w/o going into debt? Can you afford the AF? Do you know the cards benefits? Is it worth the HP?
Capital One (secured) $1000.00 | Capital One (former Orchard Bank) $500.00 | First Premier $500.00 | Credit One Bank $750.00 | Wal-Mart $3550.00 | Citi Thank You Preferred $6,800.00 | Discover It $4,800.00 | AMEX BCE $4,500.00