Which AMEX?

[Anonymous]

Hey all,

I currently have three AMEX cards: Everyday, Blue Cash, and Green card.

I've been using my Everyday card as my daily driver and I pay it off in full every month. The Blue Cash I use for any longer term purchases that I want to pay over time (balance is under $300). The Green card I barely use but when I do, obviously pay in full each month.

I wanted some thoughts on what products (if any) I should product change into that may better suit my needs or perhaps yield better rewards. I spend around $2000 a month on my Everyday card currently.

My FICO score is 768. 

Thanks in advance!

[jsucool76]

---

@Anonymous wrote:

Hey all,

I currently have three AMEX cards: Everyday, Blue Cash, and Green card.

I've been using my Everyday card as my daily driver and I pay it off in full every month. The Blue Cash I use for any longer term purchases that I want to pay over time (balance is under $300). The Green card I barely use but when I do, obviously pay in full each month.

I wanted some thoughts on what products (if any) I should product change into that may better suit my needs or perhaps yield better rewards. I spend around $2000 a month on my Everyday card currently.

My FICO score is 768. 

Thanks in advance!

---

I'd say the Everyday and Everyday preferred cards are amex's two best. If you have an everyday card, cancel the amex green. you're throwing away $95 for nothing. You get better rewards on the everyday card. 

I'd say your biggest advantage for rewards is to simply SAVE $95 a year by closing the green. 

[Luscher]

PRG is better than Green times 100

[Anonymous]

---

@Luscher wrote:
PRG is better than Green times 100

---

Yeah I'm pretty sure the Green card is just around for nostalgia reasons.

[MT936]

blue cash everyday/preferred is the best amex card

[Anonymous]

Yeah, I just don't think I'd use it enough to justify the higher annual fee. 

[jsucool76]

There is no "the best" amex card. 

IT's all about what OP plans on doing. Getting cash back, getting FF/Hotel points for travel, or carrying a balance. 

What's the APR on your blue cash? If you plan on having a card to carry balances over time I would recommend NOT doing it on a rewards card unless it happens to have an intro APR period. Something like the barclaycard ring, or a card from a CU might serve you better. That is, unless, you have a ridiculously low APR on your blue cash. 

[mongstradamus]

---

@MT936 wrote:

blue cash everyday/preferred is the best amex card

---

I would have to disagree with that statment, if you are going for MR points those cards obviously aren't that good. If you are looking out for MR points i think PRG or everyday are both really good cards. 

[longtimelurker]

---

@mongstradamus wrote:

---

@MT936 wrote:

blue cash everyday/preferred is the best amex card

---

I would have to disagree with that statment, if you are going for MR points those cards obviously aren't that good. If you are looking out for MR points i think PRG or everyday are both really good cards. 

---

And some of us think the BCE is a fairly useless card (compared to e.g. Sallie Mae)

[mongstradamus]

---

@longtimelurker wrote:

---

@mongstradamus wrote:

---

@MT936 wrote:

blue cash everyday/preferred is the best amex card

---

I would have to disagree with that statment, if you are going for MR points those cards obviously aren't that good. If you are looking out for MR points i think PRG or everyday are both really good cards. 

---

And some of us think the BCE is a fairly useless card (compared to e.g. Sallie Mae)

---

It is but this was about amex cards!!!