No credit card required
Browse credit cards from a variety of issuers to see if there's a better card for you.
I have BCP and Delta in Amex. I'm looking to apply for one with attractive rewards and sing up bonuses.
EX FICO is 690
AAoA 8 months
Oldest Account 1.5 years
Cards are in the signature
In my view:
BCP really has the best rewards for what I spend money on regularly. If you travel A LOT, Platinum may be worthwhile (but you really have to travel in style for it to be worth it). I think their underwriting standards are not as high as a lot of people think. 690 may be marginal, but not outside the realm of reasonable chances. Other choices would be Starwood or Hilton cards if you use their hotels. I personally don't really see the point of Green/Gold cards if you already have BCP, though (with possible exception of PRG if you cancel before end of year).
Blue Sky when they're givng 30k miles = $400 for spending $500 in 90 days was nice.
Long term idk if $1.33 back, in travel reimbursement per $100 spent anywhere, is good; but $400 and my first Amex was too tempting.
I have other cards fro better CB%
FICO EX 827, 2015 Feb; FICO EQ 836/900 (Citi), 2014 Dec; FICO TU08 818, 2015 Feb.
BofA Cash Rwrds Sig V 2013 10k; Fidelity Rewards AmEx /BofA 2013 15.4k; Chase Freedom Sig V 2002 24.1k; Chase Amazon Rwrds Sig V 2011 8k; Sam's Club MC 2002 10k; Dscvr It 2012 10k; Citi Dvdnd Plat Sel V 2013 8.9k; PenFed Plat Rwrds V 2013 20k; AmEx Blue Sky 2013 11.3k; AmEx BCP 2014 24.1k; Priceline Rwrds Sig V 2013 8.7k; PayPal Xtras GE Cap Plat MC 2012 5k
Thanks for the responses.
I'll be waiting for some more responses before applying for one.
Open123, enharu, Lexie, HiLine… Where have all the other MyFico gurus gone?
I may be missing something but your score and report details don't really match your cards. Just sayin'
@cowboyguy wrote:I have BCP and Delta in Amex. I'm looking to apply for one with attractive rewards and sing up bonuses.
EX FICO is 690
AAoA 8 monthsOldest Account 1.5 years
Cards are in the signature
Are you looking for cash back or miles?
@cowboyguy wrote:
I'm looking for miles or hotel points...
IMO PRG
3x on airlines purchases
2x on gas and groceries
1x everything else
25,000 points