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Valued Contributor
djc1puno
Posts: 1,715
Registered: ‎03-07-2013

Re: Which Amex to apply for rewards?

Prg is charge card so pif each month


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Super Contributor
enharu
Posts: 6,889
Registered: ‎02-27-2013

Re: Which Amex to apply for rewards?

To maximize MR points you should be transferring it to Amex partners, rather than to redeem it for gift cards or cash equivalents. The value can vary depending on where you are transferring to.
JPMorgan Palladium (100k), AmEx Platinum (NPSL), AmEx SPG (46k), AmEx BCP (42k), Chase Sapphire Preferred (47k), Citi Prestige (31k), Citi Thank You Preferred (27k), Citi Executive AAdvantage (25k), JPMorgan Ritz-Carlton (21k), Merrill+ (15k), US Bank Cash+ (22.5k), Wells Fargo (12k), Bloomingdale’s (12.4k), Chase Freedom (5k), Discover IT (5k).
Regular Contributor
cowboyguy
Posts: 197
Registered: ‎07-26-2012

Re: Which Amex to apply for rewards?

What do you guys think are my approval chances? Is PRG more difficult to get than BCP and/or Delta?

 

As we all know how to maximize the value of CSP, do we have any similar thread on how to maximize the value of PRG (which airline to transfer etc)?

Walmart Discover $10,000... Chase SW $8,500... Freedom $7,000... CSP $6,000... Amex Delta $3,000... Amex BCP $2,000... Local CU $1,500...
Super Contributor
enharu
Posts: 6,889
Registered: ‎02-27-2013

Re: Which Amex to apply for rewards?


cowboyguy wrote:

What do you guys think are my approval chances? Is PRG more difficult to get than BCP and/or Delta?

 

As we all know how to maximize the value of CSP, do we have any similar thread on how to maximize the value of PRG (which airline to transfer etc)?


PRG is easier to get than BCP and/or Delta. PRG is a charge card. The other 2 are revolvers.

 

There are many travel blogs explaining how to maximize MR points. Eventually, it boils down to which airlines you are flying. If you're flying airlines that are not partners with Amex, then MR points are not going to be as useful for you. Best to first find out if you have a specific airline restriction / preference, and then decide which card to get.

JPMorgan Palladium (100k), AmEx Platinum (NPSL), AmEx SPG (46k), AmEx BCP (42k), Chase Sapphire Preferred (47k), Citi Prestige (31k), Citi Thank You Preferred (27k), Citi Executive AAdvantage (25k), JPMorgan Ritz-Carlton (21k), Merrill+ (15k), US Bank Cash+ (22.5k), Wells Fargo (12k), Bloomingdale’s (12.4k), Chase Freedom (5k), Discover IT (5k).
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HiLine
Posts: 2,831
Registered: ‎10-19-2012

Re: Which Amex to apply for rewards?


cowboyguy wrote:

What do you guys think are my approval chances? Is PRG more difficult to get than BCP and/or Delta?

 

As we all know how to maximize the value of CSP, do we have any similar thread on how to maximize the value of PRG (which airline to transfer etc)?


PRG is a charge card; it's much easier to obtain than the BCP or the Delta Gold. Make sure you spend as much on your current Amex cards as possible and allow some time between applications so Amex won't suspect the motives for applying for a new card.

 

There are many forums and blogs on the internet that dissect the transfer options for the Membership Rewards program. In general, I believe transferring to Singapore Airlines or ANA would give you the best value, followed by Delta.


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