I was wondering if anyone has insights into the the undewriting standards for Barclay cards. I currently have the Apple Financing and Apple Rewards card, but plan to apply for a new card. I am looking for intro rate or low interest, but most important a generous CL. Was thinking about the Barclays Ring, Amerprised World Elite, or just the Priceline card. Are the underwriting the same for these cards?
I should have around 1% util, 700 Fico, 0 inq, and highest CL on my report of 5k. I also have a bk discharged in 4yrs+ ago with perfect history since, if that makes any difference. My current 2 accounts with Barclays were open on 10/11. I had 4 open accounts from 8/12-9/12, along with opening a PP Smart Connect last month.
Ch7 BK discharged 3/2009 Bloomies (10/99): 4k Alliant (8/10): 4k SCEFCU Visa (9/12): 6k SCEFCU auto (9/12): 22k Barclays Apple (10/11): 5k iTunes: 3k SLM: 15k Amazon (8/12): 15k Walmart store (9/12): 6K Partners (9/12): 20k CapOnex2 (1/10): 10k Discover IT (3/13): 5k SDFCU: 20k Amex BCE: 8k