03-09-2013 11:05 PM
I was wondering if anyone has insights into the the undewriting standards for Barclay cards. I currently have the Apple Financing and Apple Rewards card, but plan to apply for a new card. I am looking for intro rate or low interest, but most important a generous CL. Was thinking about the Barclays Ring, Amerprised World Elite, or just the Priceline card. Are the underwriting the same for these cards?
I should have around 1% util, 700 Fico, 0 inq, and highest CL on my report of 5k. I also have a bk discharged in 4yrs+ ago with perfect history since, if that makes any difference. My current 2 accounts with Barclays were open on 10/11. I had 4 open accounts from 8/12-9/12, along with opening a PP Smart Connect last month.
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