Which Bureau Does Cap One Pull?

Cotton_Britches · ‎08-13-2015

Tried the prequalifier but got a message indicating it couldn't match any offers for me. So which bureau do they pull for this? I'm on the East coast, if that matters.

“Faith is taking the first step even when you don’t see the whole staircase.”

CreditCuriosity · ‎08-13-2015

All 3... Won't get prequal with any of them froozen and if you apply it will be a triple pull.

Cotton_Britches · ‎08-13-2015

Yikes. Three pulls seems like overkill.

“Faith is taking the first step even when you don’t see the whole staircase.”

CreditCuriosity · ‎08-13-2015

@Cotton_Britches wrote:
Yikes. Three pulls seems like overkill.

IMO it is.. But when you are talking 10k-30k CL's for the venture it might be worth it if your profile is half decent and your income supports it and want a big CL for whatever reason. It is for sure painful. Unless you are one of many on here that 20+ inquiries on each CB and have nothing to lose

Anonymous · ‎08-13-2015

@CreditCuriousity wrote:
@Cotton_Britches wrote:
Yikes. Three pulls seems like overkill.
IMO it is.. But when you are talking 10k-30k CL's for the venture it might be worth it if your profile is half decent and your income supports it and want a big CL for whatever reason. It is for sure painful. Unless you are one of many on here that 20+ inquiries on each CB and have nothing to lose

dont tempt me... cuz if this new capital one card does in fact come out this fall, Id have to app for a venture to rationalize the triple pull......

CreditCuriosity · ‎08-13-2015

@Anonymous wrote:
@CreditCuriousity wrote:
@Cotton_Britches wrote:
Yikes. Three pulls seems like overkill.
IMO it is.. But when you are talking 10k-30k CL's for the venture it might be worth it if your profile is half decent and your income supports it and want a big CL for whatever reason. It is for sure painful. Unless you are one of many on here that 20+ inquiries on each CB and have nothing to lose
dont tempt me... cuz if this new capital one card does in fact come out this fall, Id have to app for a venture to rationalize the triple pull......

Rumors there is a new one, but see it when I believe it. They have been doing a complete 180 of how they use to be, so I really don't doubt it is possible.

morgacj2004 · ‎08-13-2015

My wife and I have 7 CO cards. Only declined one time and that was me when I was going for a second Venture. Got greedy! The only time it was not 3 HP was when I had one of my CRA frozen.

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CreditCuriosity · ‎08-13-2015

@morgacj2004 wrote:
My wife and I have 7 CO cards. Only declined one time and that was me when I was going for a second Venture. Got greedy! The only time it was not 3 HP was when I had one of my CRA frozen.

works sometimes other times it costs you two HP's and a decline due to not being able to pull the other CB.. Not work the risk/reward for me when I applied recently with them, let them have all three although some have got away with this method.