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@core wrote:
@14Fiesta wrote:
Hmm, I didn't know Citi took debit payments. This may come in handy with Discover Debit.Errr, how so? Unless you've got different Discover Bank debit terms than I do, you're only getting a flat $0.10 ($0.20 this month) per transaction. And you'd get the same amount for each hassle-free billpay anyway. Much less fuss to just have Discover send Citi a $1.00 electronic billpay each and every day. You can schedule them in advance. There's 30 of your 100 transactions right there.
Please tell me you really weren't going to call in each day for 10 cents?? There's gotta be something more to this. Inquiring minds want to know!
Not to use it daily, but for faster payment processing time. Whenever I bill pay, it takes a few days lag time to credit my account. I figure it's a lot easier to have the payment processed immediately via Debit, rather than constantly check if it's posted yet.
@14Fiesta wrote:
Not to use it daily, but for faster payment processing time. Whenever I bill pay, it takes a few days lag time to credit my account. I figure it's a lot easier to have the payment processed immediately via Debit, rather than constantly check if it's posted yet.
{Mod Cut. None of that was necessary or productive}.
Mint Bills (formerly Check) allows you to pay any CC with a debit card; however, there are service fees for doing so. $0-125 incurs a $4.99 service fee while anything more than that has a fee that's 4% of the balance. If you're paying off large balances, this may not be a good option.
@grinlikechelsea wrote:fee that's 4% of the balance. If you're paying off large balances, this may not be a good option.
Oh dear. Lots of work to be done around here. And to think I've been clawing around for half a percent profit this whole time?
Thanks everuone for the good info.