really w/those score and aged baddies there are a lot of options. i would stay away from cap 1, if for no other reason they pull all 3 to open an account.
try the pre-approval links for bank of america and american express.
i think elan is affiliated w/us bank. your cu may use them to service thier cc acounts.
do some seraching on cards that peak your intrest then come back and ask questions like who they pull, rewards structure, starting cl's, etc.
