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Which CC to begin with after cleaning up your history

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Anonymous
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Which CC to begin with after cleaning up your history

Hello there:

 

So it took me almost 6 mths of relentlessly mailing , i cleaned up my cr's . Positve trade lines on my CR are as follows:

 

 

 

1. EQ : JCPenny  Score 709 - Fico as of 01/24/2010 745 Faco as of 03/03/10

2. TU : JCPenny   Score 736 - Fako as of 03/03/2010

3. EX : JCPenny and secured credit from Credit Union Score  734 - Fako as of 03/03/2010

 

I was planning to apply for 2 credit cards , one's from my credit union ,  and 2nd - Schwab Invest First 2% Cash Back Visa Card 

 

Is it a good move to apply for schwabs? I have their brokerage and checking account. They pulled EQ. BTW I got my BoFA (MBNA) deleted after 7 yrs rule. 

Message Edited by updown on 03-03-2010 10:48 AM
Message 1 of 3
2 REPLIES 2
DI
Super Contributor

Re: Which CC to begin with after cleaning up your history


@Anonymous wrote:

Hello there:

 

So it took me almost 6 mths of relentlessly mailing , i cleaned up my cr's . Positve trade lines on my CR are as follows:

 

 

 

1. EQ : JCPenny  Score 709 - Fico as of 01/24/2010 745 Faco as of 03/03/10

2. TU : JCPenny   Score 736 - Fako as of 03/03/2010

3. EX : JCPenny and secured credit from Credit Union Score  734 - Fako as of 03/03/2010

 

I was planning to apply for 2 credit cards , one's from my credit union ,  and 2nd - Schwab Invest First 2% Cash Back Visa Card 

 

Is it a good move to apply for schwabs? I have their brokerage and checking account. They pulled EQ. BTW I got my BoFA (MBNA) deleted after 7 yrs rule. 

Message Edited by updown on 03-03-2010 10:48 AM

You may want to get your scores a little higher to offset the score drop when you app.  New inquiries and new tradelines can drop your scores below 700 if your AAoA can't handle to new tradelines.  

Message 2 of 3
-RED
Regular Contributor

Re: Which CC to begin with after cleaning up your history

I thought Schwab got rid of their credit card portfolio.

 

Hmmm 

 

 

-800 or Bust...!
Message 3 of 3
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