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Hello there:
So it took me almost 6 mths of relentlessly mailing , i cleaned up my cr's . Positve trade lines on my CR are as follows:
1. EQ : JCPenny Score 709 - Fico as of 01/24/2010 745 Faco as of 03/03/10
2. TU : JCPenny Score 736 - Fako as of 03/03/2010
3. EX : JCPenny and secured credit from Credit Union Score 734 - Fako as of 03/03/2010
I was planning to apply for 2 credit cards , one's from my credit union , and 2nd - Schwab Invest First 2% Cash Back Visa Card
Is it a good move to apply for schwabs? I have their brokerage and checking account. They pulled EQ. BTW I got my BoFA (MBNA) deleted after 7 yrs rule.
@Anonymous wrote:Hello there:
So it took me almost 6 mths of relentlessly mailing , i cleaned up my cr's . Positve trade lines on my CR are as follows:
1. EQ : JCPenny Score 709 - Fico as of 01/24/2010 745 Faco as of 03/03/10
2. TU : JCPenny Score 736 - Fako as of 03/03/2010
3. EX : JCPenny and secured credit from Credit Union Score 734 - Fako as of 03/03/2010
I was planning to apply for 2 credit cards , one's from my credit union , and 2nd - Schwab Invest First 2% Cash Back Visa Card
Is it a good move to apply for schwabs? I have their brokerage and checking account. They pulled EQ. BTW I got my BoFA (MBNA) deleted after 7 yrs rule.
Message Edited by updown on 03-03-2010 10:48 AM
You may want to get your scores a little higher to offset the score drop when you app. New inquiries and new tradelines can drop your scores below 700 if your AAoA can't handle to new tradelines.
I thought Schwab got rid of their credit card portfolio.
Hmmm