07-01-2009 11:11 AM
Last score I pulled in April was 671 TU but my utilization has gone up so I am expecting a decline in the score.
Currently I have the following CC's:
US Bank Visa - 3000cl
Orchard - 300cl
Cap 1 - 250cl
CorTrust - 300cl
Who should I look to in order to have the highest chance of approval and CL?
07-01-2009 12:34 PM
07-02-2009 12:13 AM
Likely Penfed will not approve with high utilzation especially these days. I would pay down under 9% before any new apps.
True, but seeing that his score has not taken a hit, I'm assuming as of now, he has a relatively low debt to credit ratio and his creditors have not posted his current balance. So he could actually apply now before the balances are reported.