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Valued Contributor
Duncanrr
Posts: 2,500
Registered: ‎06-08-2012

Re: Which CCC are you most satisfied with?

I may have to revise Chase's ranking.  Just got auto-cli on my Amazon card.  Up $300.  Now $2300 CL.  (this was about 10 days after 5th statement cut)



Starting Score: EQ 551 TU 548 CK 607on 6/8/12, EX 542(AMEX pull 3/4/12)
Current Score: EQ 678 TU 702 (Amex pull) EX 724 (Amex) CK 682 (FAKO-EX 684, EQ 684, TU 684)
Goal Score: 750

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Established Contributor
ryanbush
Posts: 1,094
Registered: ‎08-19-2012

Re: Which CCC are you most satisfied with?

I forgot to mention Discover, their CS has been amazing every time I have called 


Contributor
Bobert22
Posts: 236
Registered: ‎01-20-2013

Re: Which CCC are you most satisfied with?

In order from best: 

 

Chase, Discover, American Express

Capital One 2006--$5,000 ||| AMEX Macy's 2008--$2,300 ||| Kohl's 2009-- $1,000 ||| JCP 2010-- $1,000 ||| Walmart Discover 2010-- $5,000 ||| Sears 2011 -- $3,600 ||| Sears 2011 -- $3,500 ||| Chase Freedom 2012--$7,500 ||| Discover IT 2013 -- $4,000
||| Chase Sapphire Preferred 2013 -- $10,000

SCORES: EQ FICO: 787, EX FAKO: 801, TU FICO: 790 (Lender Pull)
Established Contributor
Swapmeet
Posts: 603
Registered: ‎11-10-2012

Re: Which CCC are you most satisfied with?


BornSupercharged wrote:

AMEX is great, always US based customer service and they have GREAT fraud prevention. They care about protecting your account and they will do everything in their power to make you a happy customer. 

Discover is very good, almost on par with AMEX and their Discover It card is really sweet. 

 

 

 

I have never spoken with a US based csr. Well maybe one time. They were nice, and they did help me.. but Discover CS is th best, hands down.

 

 

My Wallet: WalMart: ||1,600|| USAA Platinum CR MC: ||4k|| Amex Delta Gold Skymiles: ||2k||; BCE: ||3k|| Chase Freedom: ||2k||
Lender pulled Fico Scores: EQ 708,TU 702, EX 696 Last app: Mortgage 5-21-13
Valued Contributor
drkaje
Posts: 2,909
Registered: ‎07-25-2008

Re: Which CCC are you most satisfied with?

For customer service? USAA. Amex is more likely to have a positive outcome but no company's reps touch USAA's when it comes to being pleasant and engaging. This includes local banks where people have known me* for years.

 

CLIs? Citi.

 

Website design? Chase.

 

Cash back? BCP followed by Freedom.

 

* Speaks volumes. :smileyhappy:


Starting Score: 675
Current Score: EX 753 FICO, EQ 750 FICO
Goal Score: 776 FICO


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Regular Contributor
Sevenfeet
Posts: 141
Registered: ‎02-06-2013

Re: Which CCC are you most satisfied with?

Great so far :

 

Chase, Amex, Penfed

 

OK:

 

BofA


……..NPSL……..…$28K….......….$25K.................$20K..................$20K.................$20K...…....…..$9.5K…...…....$7K..................$2.75K
Established Contributor
thom02099
Posts: 799
Registered: ‎08-30-2011

Re: Which CCC are you most satisfied with?

[ Edited ]

I'd have to give major props to Discover as the best in total customer service, due to the fact that they announce where the call center is located (Stateside), and you get a CSR rapidly.  That CSR can also deal with issues, if any, promptly.  For inquiries about services, they are very knowledgable without having to transfer to someone else.  

 

AMEX and Chase/JP Morgan are extremely close for customer service and in other aspects outshine Discover, such as in card benefits. 

 

Bank of America/Merrill Lynch, for customer service are sub-par, and that's a pity, since their cards have some good features.

 

Wells Fargo customer service is also sub-par, as is their website.   Their cards also are not as feature-rich as some other issuers. 

 

 


In The Garden 02/01/13
TU(TU04)=813 EQ(BEACON 9.0)=803 EX=756(4/2013) CL=$123,650 TOTAL/UTIL= ~5%
Established Member
iloverewards
Posts: 51
Registered: ‎12-30-2012

Re: Which CCC are you most satisfied with?

[ Edited ]

Chase has the best products (great flexable rewards program (rewards posts and transfer faster than anyone else) an awesome variety of co-partners), the best service (great recon dept, great cs), and easy PCs.

 

Discover is a close second because of their shopdiscover program, willingness to give credit to ppl w/ limited CRs, random additional 2% bonuses, and easy PCs.

Chase Sapphire Preferred | Freedom | Southwest Plus
Citi Dividend | Simplicity
Discover It
Capital One Venture
Amex Blue Cash Preferred
Regular Contributor
7PM789
Posts: 176
Registered: ‎08-20-2012

Re: Which CCC are you most satisfied with?

In my experience...

1) Discover
2) Amex B.C.E. (number on back of card)
3) My local credit union
4) G.E.C.R.B.
5) Amex Gold (number on back if card)
Amex B.C.E. - $2.5k - C.U.M.C. - $5k - Amex Gold - NPSL - Discover More - $3k - Sam's Club Discover - $7k - Walmart Discover - $2.4k -
W.M.TU-779(May/13) EQ-726(July/12) EX-753(Jan/13)
Aude, Vide, Tace. . .
Contributor
loviedovie
Posts: 135
Registered: ‎12-20-2012

Re: Which CCC are you most satisfied with?


drkaje wrote:

For customer service? USAA. Amex is more likely to have a positive outcome but no company's reps touch USAA's when it comes to being pleasant and engaging. This includes local banks where people have known me* for years.

 

CLIs? Citi.

 

Website design? Chase.

 

Cash back? BCP followed by Freedom.

 

* Speaks volumes. :smileyhappy:


Drkaje is Citi really good for CLI?  I just got a card with them and am wondering what I can expect...


Starting Score: TU 610 EQ FICO 635
Current Score: EXP 688 EQ FICO 701
Goal Score: 740 by NYE 2013

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