No credit card required
Browse credit cards from a variety of issuers to see if there's a better card for you.
Does anyone know which CCC uses Experian Vantage Only - Other than Kohls?
Thanks
@DI wrote:
American Express. They certainly don't use FICO.
This surprises me. Was there something posted on this? I guess I am asking if you have any evidence for this statement?
@cobaltnv wrote:
@DI wrote:
American Express. They certainly don't use FICO.This surprises me. Was there something posted on this? I guess I am asking if you have any evidence for this statement?
I recentlyapplied and recieve an AMEX card. I was initially denied, and told the CSR I have high fico scores. She said AMEX doesn't use FICO score. They use Risk scores. The Risk score is from Experian. The report they pull more than often and for any type of product is from Experian.
Haul,
Thanks again !!
kris
Amex uses its own scoring model.
Kohl uses Vantage
wmarat wrote:
Amex uses its own scoring model.
Correct!