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Established Contributor
Posts: 575
Registered: ‎01-31-2008
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Which CRA checks which card

Can you determine the CRA a credit card company will use to check your credit?

 

I want to get a card to use lightly to try and restore my credit...the only score I've gotten so far is EQ which is 637.  I know TU and EX will probably be lower than that because they have 2 additional collection accounts than what EQ has (albeit in dispute).  I think I'd be better served with one that uses EQ.

Chase Freedom: $1500, Citi Diamond Preferred: $3000, Barclays: $3900, Chase Disney Visa: $1500, Chase Southwest Signature: $5000, Citi TY Preferred: $3000, Cap One Platinum: $1750, Cap One Platinum Rewards: $2500, Orchard Bank: $900, Kay Store Card: $6600, PayPal $2200
Established Contributor
Posts: 851
Registered: ‎07-01-2008
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Re: Which CRA checks which card

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