Which CRA does Barclay use

[Gibran]

Hi All I was thinking of app for an Airtran A+ visa since I fly them quite often and since their cards are issued by barclay, can anyone tell me which CRA does barclay use? and how hard are they on approvals?

FICO 10/7/2009 - EQ:630 TU:660 EX:??

1 CO (2004) - Paid

BB&T loan balance (22k) - Pay as agreed, never late, opened 01/2007

Salute visa - 06/2008 - 02/2009 - Paid as agreed, never late - d@mn bank stopped their visa program and closed my account

[DI]

Barclays pulled EQ report when I applied for one of its products.  I didn't get approve for the card.   I had too many recent credit inquiries.  They were the last I submitted an app to during my app spree. 

[creditwherecreditisdue]

They use TU alot.

[Gibran]

Maybe I'll give it a shot and cross my fingers that they use TU since that's my highest and I only have 1 inq currently showing on it. I'll take a look outside and see if the stars are aligned in my favor tonight

[DI]

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@creditwherecreditisdue wrote:
They use TU alot.

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I had a freeze in place on my TU and EX report while I app spree.  I didn't want to endure any new inquiries with the two.  Any creditor who I applied for received the EQ report only.  I didn't mind having inquiries on my EQ report since EQ inquiries can be easily disputed(NOT ADVOCATING).  I worked the system!!

Message Edited by DI on 10-07-2009 07:06 PM

Message Edited by DI on 10-07-2009 07:09 PM

[jaysdad2k]

Barclay's pulled TU for me for initial app and for CLI request.