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Regular Contributor
Thunderseven
Posts: 212
Registered: ‎09-16-2008
0

Which CRA's do Sears and Lowes CC's Pull?

I'm looking to get a card at Sears and Lowes.  Does anyone know which CRA each of them pull their inquiries from?  Thanks!!!
Thunderseven.....TU 712 (08/21/2013) EQ 696 08/21/2013 EX 719 908/21/2013) All FICO's

I don't ask for much,
The truth will do just fine....

Frequent Contributor
rbh
Posts: 356
Registered: ‎06-25-2009
0

Re: Which CRA's do Sears and Lowes CC's Pull?

Lowes pulled TU for me in KY
AMEX Blue Cash - $15k, Lowes/GECRB - $10K, PNC - $10K, CIti Diamond Preferred - $10K, Home Depot/Citi - $7590, Best Buy Store/HSBC - $7400, Citi Platinum Select - $7150, Best Buy RZMC/HSBC - $5750, Dillards/GECRB - $4350, Discover More - $3600, Cap 1 Cash Rewards - $3000, Amex HHonors - $2000, State Farm - $2000, Cap 1 MTV - $1500
Super Contributor
MidnightVoice
Posts: 8,161
Registered: ‎03-25-2007
0

Re: Which CRA's do Sears and Lowes CC's Pull?

Lowes - TU - Iowa (last year)
The slide from grace is really more like gliding
And I've found the trick is not to stop the sliding
But to find a graceful way of staying slid
Epic Contributor
Creditaddict
Posts: 22,116
Registered: ‎10-23-2007
0

Re: Which CRA's do Sears and Lowes CC's Pull?

Sears TU
Fico Scores: EQ- 626 Overstck., TU 696 Walmart, EX 695 Chase (11-05-14)
You will have to put up Electric Fence to keep me in the garden!
Highest Limit: Navy Federal Cash Sigi Visa $50k (AU)
Lowest Limit: Target $200
66 Cards and Counting :smileytongue:
Frequent Contributor
elaine829
Posts: 275
Registered: ‎10-09-2007
0

Re: Which CRA's do Sears and Lowes CC's Pull?

Sears pulled equifax for me in missouri. Make sure you dont have high utilization because they denied me and that was one of the reason.
Regular Contributor
Thunderseven
Posts: 212
Registered: ‎09-16-2008
0

Re: Which CRA's do Sears and Lowes CC's Pull?

My utilization at the moment is between 0-1% for three accounts.  Mt EQ CR is clean with a 779, my TU score is at 702 with one paid medical derog that I cannot get removed, but everything else is great.  Mt EX (Plus) score is 779 with the same paid medical derog and everything else great.  If I knew they would check EQ, I would apply today.  But it sounds like they change from state to state.  Is there anyone in the WV, MD and VA area that could shed some light on which CRA either of these stores pulled their inquiries from?

 

Thanks to everyone who has replied so far.

Thunderseven.....TU 712 (08/21/2013) EQ 696 08/21/2013 EX 719 908/21/2013) All FICO's

I don't ask for much,
The truth will do just fine....

Super Contributor
DI
Posts: 5,744
Registered: ‎01-28-2008
0

Re: Which CRA's do Sears and Lowes CC's Pull?

[ Edited ]
Sears pulled EQ for me here in Mississippi. They started me with a $4000 limit.
Message Edited by DI on 02-28-2010 06:36 PM

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