Reply
Regular Contributor
Posts: 212
Registered: ‎09-16-2008
0

Which CRA's do Sears and Lowes CC's Pull?

I'm looking to get a card at Sears and Lowes.  Does anyone know which CRA each of them pull their inquiries from?  Thanks!!!
Thunderseven.....TU 712 (08/21/2013) EQ 696 08/21/2013 EX 719 908/21/2013) All FICO's

I don't ask for much,
The truth will do just fine....

Frequent Contributor
Posts: 356
Registered: ‎06-25-2009
0

Re: Which CRA's do Sears and Lowes CC's Pull?

Lowes pulled TU for me in KY
AMEX Blue Cash - $15k, Lowes/GECRB - $10K, PNC - $10K, CIti Diamond Preferred - $10K, Home Depot/Citi - $7590, Best Buy Store/HSBC - $7400, Citi Platinum Select - $7150, Best Buy RZMC/HSBC - $5750, Dillards/GECRB - $4350, Discover More - $3600, Cap 1 Cash Rewards - $3000, Amex HHonors - $2000, State Farm - $2000, Cap 1 MTV - $1500
Super Contributor
Posts: 8,172
Registered: ‎03-25-2007
0

Re: Which CRA's do Sears and Lowes CC's Pull?

Lowes - TU - Iowa (last year)
The slide from grace is really more like gliding
And I've found the trick is not to stop the sliding
But to find a graceful way of staying slid
Epic Contributor
Posts: 23,222
Registered: ‎10-23-2007
0

Re: Which CRA's do Sears and Lowes CC's Pull?

Sears TU
Fico Scores: EQ- 668 DCU., TU 704 Best Buy, EX 700 Chase (2/5/15)
You will have to put up Electric Fence to keep me in the garden!
Highest Limit: Navy Federal Cash Sigi Visa $50k (AU)
Lowest Limit: Target $200
67 Cards and Counting :smileytongue:
Frequent Contributor
Posts: 275
Registered: ‎10-09-2007
0

Re: Which CRA's do Sears and Lowes CC's Pull?

Sears pulled equifax for me in missouri. Make sure you dont have high utilization because they denied me and that was one of the reason.
Regular Contributor
Posts: 212
Registered: ‎09-16-2008
0

Re: Which CRA's do Sears and Lowes CC's Pull?

My utilization at the moment is between 0-1% for three accounts.  Mt EQ CR is clean with a 779, my TU score is at 702 with one paid medical derog that I cannot get removed, but everything else is great.  Mt EX (Plus) score is 779 with the same paid medical derog and everything else great.  If I knew they would check EQ, I would apply today.  But it sounds like they change from state to state.  Is there anyone in the WV, MD and VA area that could shed some light on which CRA either of these stores pulled their inquiries from?

 

Thanks to everyone who has replied so far.

Thunderseven.....TU 712 (08/21/2013) EQ 696 08/21/2013 EX 719 908/21/2013) All FICO's

I don't ask for much,
The truth will do just fine....

Super Contributor
Posts: 5,744
Registered: ‎01-28-2008
0

Re: Which CRA's do Sears and Lowes CC's Pull?

[ Edited ]
Sears pulled EQ for me here in Mississippi. They started me with a $4000 limit.
Message Edited by DI on 02-28-2010 06:36 PM

Copyright ©2001-2015 Fair Isaac Corporation. All rights reserved.   | Terms of Use | Privacy Policy | Sitemap

IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions based on Experian or Equifax data (additional FICO® Score versions based on TransUnion data are not currently available on myFICO.com). Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more

FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.